Charges and fees
Every charge below appears as its own line in your quote before you pay. GST at 18% is added on each charge. GST on the currency exchange itself is worked out on the slabs in CGST Rule 32(2)(b) and shown separately.
Currency notes and forex cards (GoRemit)
| Collect or hand over at a branch — documents uploaded and details filled online | ₹50 |
| Collect or hand over at a branch — documents given at the branch | ₹50 |
| Doorstep delivery (buying) or doorstep pickup (selling) | ₹250 |
| Forex card reload | Free |
| Forex card encashment | No extra charge |
How you pay
| UPI, net banking, RuPay debit card, bank transfer (NEFT / RTGS / IMPS) | No charge |
| Visa or Mastercard debit card, and all credit cards | 0% of the amount paid + GST |
By law there is no charge for UPI or RuPay debit cards. If you choose a charged card option but pay with a RuPay debit card, we refund the card charge.
Exchange rate
Our rates are the day's market reference rate plus a margin that differs by product (currency notes, forex card, student card, buying back). Every quote shows the rate you get and the market rate it is based on.
Send money abroad (charged by the bank)
GoRemit charges you nothing for a referred transfer. The bank's own charges:
| Transfer (TT) charge | ₹250 |
| "I pay all charges" (OUR) option | ₹1,200 · GBP ₹1,500 |
| Transfers below USD 10,000 equivalent | ₹300 |
With "shared charges", banks along the way may also deduct their own fees from the amount received abroad.