For tuition, a bank transfer to the university is the right route. For day-to-day living costs — groceries, transport, phone — a student forex card is simple and safe.
Why it works for families
- Reload from India. Parents top it up from home; the student does not need to wait for an international transfer.
- Rate locked when loaded, so a falling rupee during the semester does not change what was loaded.
- Block it in seconds if lost.
- Student cards get our lowest card margin.
Who can pay for a reload
The student, or an immediate family member in India, from their own bank account.
What we check
The admission letter, the student visa and passport. We record the visa, course and passport dates, because a student card cannot be loaded or reloaded once any of them has expired. Then a bank transfer to the student's own account is the way to send money.
A practical setup
- University fees: bank transfer.
- First weeks: a small amount in cash.
- Monthly living costs: the student forex card, reloaded as needed.
